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Charging Tokens


This section expects prior knowledge and understanding from the sections indicated below. Please note that these areas are essential to obtaining a successful response and notifying your server upon completion.

  • Tokenization
  • API Key and Merchant ID


This API will take a token generated by the above API and charge the associated card. A unique ID and outcome for this transaction is returned as seen below.


This API takes the following parameters as either GET or POST data:

  • merchant_id - The merchant ID that can be found within the merchant console. (Compulsory)
  • api_key - The API Key associated with the merchant ID.
    This is used to authorise and identify the caller of the request. (Compulsory)
  • card_token - The card token as generated by a previous call to createToken (Compulsory)
  • amount - Amount to charge (Compulsory)
  • currency - Currency code, see available currencies (Compulsory)
  • description - Transaction description for your reference (Compulsory)

Example Request



If the API call was successful, it will return the following data in JSON format.

For information on the API response format and possible response codes, please see API Response Format


API response data fields:

  • transaction_id - A unique identifier for this completed transaction
    Note: this is a NOT the same as identifier_id
  • status - This will always be either "accepted" or "declined"
  • transaction_approved - This will always be either "yes" or "no"

Test Code

 * Function used to make POST requests to the server using SSL.
 * @param type $url The API URL that we want to send the request to.
 * @param type $data POST data that will be sent to the server.
 * @return false Returns the HTML response as a String. If an error has occured null will be returned. 
function post_to_url($url, $data) {
    $ch = curl_init($url);
    curl_setopt($ch, CURLOPT_POST, 1);
    curl_setopt($ch, CURLOPT_POSTFIELDS, $data);
    curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);
    curl_setopt($ch, CURLOPT_FOLLOWLOCATION, 1);
    curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, 0);
    curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, 0);
    $html = curl_exec($ch);
    if (curl_errno($ch) !== 0) {
        return false;
    return $html;

//The POST data that will be sent to the server.
$postData = array(
    'api_key' => 'ida8463534kawhdi347d39h078dt3383',
    'merchant_id' => '123E59334B8338',
    'card_token' => '195ABAD331880E',
    'amount' => '20.00',
    'currency' => 'NZD',
    'description' => 'Some description'

//Make the request to the server
$result = post_to_url("https://merchant.cybercompay.com/examples/chargeToken.php", $postData);

//If we have encountered an error display something back to the customer.
if ($result === false) {
    echo 'We have encountered an error!';

//Print the results.